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Welcome to my Web Site
Even though these crimes are growing, many people think it either won't
happen to them, or its one of those crimes that happen to other people. The
truth is you are just as likely to become a victim as anyone else. In fact the
higher your income, and the better your credit, the more apt you are to become a
victim. On average banks charge over $32.00 to the check write and $8.00 to the
depositor. Assuming a combined revenue stream to banks of $40.00 for each
returned check, based on the over 300 million returned checks each year, the
banks are raking in $12 billion a year. Based on these numbers the banking
system is not very motivated to reduce the number of returned checks that enter
the system any time soon. To do so, would be cutting into one of their primary
revenue streams. According to Ernst & Young more than 500 million checks are forged annually,
with a total annual loss of more than $10 billion. Between returned checks and
forgery alone, over $22 billion are lost annually. Based on the current US
Census that comes to over $73 for every man, woman and child in the United
States. However these crimes are petty theft compared to the crimes committed
on-line, with the most horrific crime being that of sexual predators. Homes,
cars, jewelry and televisions can all be replaced, but our child can not, yet
children are logging onto the Internet by the tens of million, chatting and
exchanging information with total strangers all over the world, or down the
street, with little to no supervision. The Youth Internet Safety Survey found that one in 33 youths have received an
aggressive sexual solicitation in the past year. The eMarketer claims that 75
percent of children are willing to share personal information on-line about
themselves and their family in exchange for goods and services. Crime is here to stay, and your best method to keep from becoming a victim is
education. This site is intended to help educate the general public and parents
how to protect themselves from becoming a victim.
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